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Rhinebeck Bank partners with United Way to present Financial Literacy Workshops

March 19, 2018 - Poughkeepsie, NY

The two organizations will be presenting a series of workshops aimed at educating the public on an array of financial subjects ranging from fraud to home buying and everything in between. 

The first workshop will be presented by John F. Viola, United States Postal Inspector Team Leader. John is a supervisory federal agent with the US Postal Inspection Service with over 23 years experience investigating crimes involving the US Mails. John will be joined by Donna Harris, the Public Information Representative (PIR) for the US Postal Inspection Service in New York. Donna has been in her current position for over five years, and has worked at the United States Postal Service and its law enforcement agencies for over 32 years. 

John Viola and Donna Harris will provide an overview of the U.S. Postal Inspection Service and mail theft prevention as well as how to avoid falling victim to identity theft, lottery and sweepstakes schemes, and work-at-home, investment and charity schemes. 

Elizabeth Roger, Business Banking Officer at Rhinebeck Bank will also be available to answer audience questions following the presentation.

“We’re proud to partner with United Way in order to help educate our community. Understanding your personal finances can provide for a better future for you and your family,” Jamie Bloom, Chief Operating Officer for Rhinebeck Bank, explained. “It’s our goal to make sure everyone in our community has the information they need to make informed financial decisions.” 

“We are delighted that Rhinebeck Bank is partnering with us in this important endeavor to increase financial literacy throughout our community,” stated United Way of the Dutchess-Orange Region President & CEO Jeannie Montano. “We hope that people will take advantage of these free presentations to learn more about how to protect themselves, build credit and manage their finances. Together with Rhinebeck Bank through these Financial Literacy Workshops, United Way is continuing its fight for financial stability for every person in our community.” 

In addition, there will be two more workshops in fall 2018 and one in January 2019 (locations, dates and times to be announced). Topics to be addressed include “Basic Budgeting for Youth,” “Information for First Time Homebuyers,” and “How to Have a ‘Second Chance’ with Poor/No Credit or Bankruptcy.” All of the Financial Literacy Workshops are free and open to the public with pre-registration requested. To register for the April 5th workshop, go to

The April 5th workshop will be held in the Green Room at the Boardman Road Library (141 Boardman Road) from 9:30 – 11:00am. Registration is from 9:00-9:30am. Light refreshments will be served. To register for this free workshop, go to: 

For additional information, please contact United Way’s Community Building VISTA Jazmin Awada at 845-471-1900 ext 3106 or 

About United Way of the Dutchess-Orange Region

United Way of the Dutchess-Orange Region fights for the health, education, and financial stability of every person in our community. In 2016-17, charitable contributions from individuals, businesses and organizations to United Way’s Community Fund supported nonprofit partners in delivering services to 166,122 residents of Dutchess and Orange Counties. For more information, go to   

About Rhinebeck Bank

Rhinebeck Bank has been an integral part of the community since 1860. They are committed to remaining a local, independent bank; helping people and business flourish in the Hudson Valley. For more information about Rhinebeck Bank or any of their products or services please visit: Bank Announces New Artists on Display: Cecelia 'Ceilie' Sinclair and Prudence Haze

March 13, 2018 - Poughkeepsie, NY

Rhinebeck Bank has always had a passion for supporting the arts sector. At both their Rhinebeck and Beacon branch locations, there is gallery space available for artists to display and/or sell their artwork. For the next several weeks, Cecelia Sinclair and Prudence Haze will be the featured artists on display. 

Cecelia Sinclair’s artwork will be displayed in the Rhinebeck Branch until April 6th. As a resident of the area, the inspiration for her work has been derived from locations here in the Hudson Valley. Sinclair states, “I have found the buildings to be beautiful especially after dark.” She has an amazing ability to capture the life and liveliness of the Hudson Valley in her work. Sinclair’s accomplishments include membership in the Columbia County Council of the Arts and recognition as a 2012 NYSA Mark Artist. For purchasing information and other inquires on Cecelia Sinclair’s work please email 

Prudence Haze’s “Rebirth” showcase will be on display at the Beacon Branch until April 28th. Haze is a self taught psychedelic artist who has explored the deep realms of the subconscious mind. From a young age Haze has always found her artistic abilities and through the years has displayed her work in a various shows and galleries. Her artwork primarily focuses on the use of acrylic paints but she is known to use a variety of other mediums as well. Her future plans include continuing her studies in psychology and art therapy. In “Rebirth,” Haze uses color to express this time of renewal and rebirth in all its glory.  For purchasing information and other inquires on Prudence Haze’s work please email 

The Artwork Program at Rhinebeck Bank is aimed at showcasing local artists by giving them a convenient way to reach viewers, get publicity, and sell their works. Rhinebeck Bank is always happy to hear from additional artists who would like to show their art, and will work with them to schedule a viewing period in one of their branches. Interested parties can reach out by emailing Simply submit a sample of your work and which location, Beacon or Rhinebeck, you are interested in. The program is entirely free to participate in. There is no cost to hang or display work, nor does the bank take any commission on works that are sold as a result of any publicity.

Rhinebeck Bank has been an integral part of the community since 1860. They are committed to remaining a local, independent bank; helping people and businesses flourish in the Hudson Valley. For more information about Rhinebeck Bank or any of their products or services please visit: Official Sue Serino makes her debut on "Wake Up with Rhinebeck Bank"! 

March 12, 2018 - Poughkeepsie, NY

On this week's episode of Wake Up with Rhinebeck Bank, find out how Serino got involved in politics and how it became her career! Learn about her local office in Hyde Park, her commitment to mental health causes, and why she loves what she does each day. 

Click here to watch the episode, Sue Serino on Wake Up with Rhinebeck Bank. 

Wake Up With Rhinebeck Bank will feature Donna Harris of the United States Postal Inspection Service next Monday, March 19th. Harris will educate you on elder abuse, as well as how to identify and prevent it. Future episodes will run every Monday at 8am on the Bank’s Facebook Page and on 

Produced in partnership with HVNN, Wake Up with Rhinebeck Bank is the Hudson Valley's online TV talk show featuring guests from the local community, including business owners, community leaders, political figures, and Rhinebeck Bank employees. The show’s objective is to learn about guests personally, as well as their organizations and what they have planned for the future! To find out more information or to watch past episodes visit, Wake Up with Rhinebeck Bank   

Rhinebeck Bank has been an integral part of the community since 1860. They are committed to remaining a local, independent bank; helping people and business flourish in the Hudson Valley. For more information about Rhinebeck Bank or any of their products or services please visit: Outreach at Rhinebeck Bank

March 8, 2018 - Poughkeepsie, NY

Rhinebeck Bank takes pride in its ongoing support of the Hudson Valley and the people who live here. As a community bank, they help new businesses start, and help old businesses succeed; they are an integral part of our regional economy. Rhinebeck Bank is committed to going even further by volunteering with local organizations and supporting their causes through charitable giving.

Each year, the Bank’s Community Outreach program supports a variety of not-for-profit organizations that educate, assist and engage our local residents. From education, arts and youth sports, to housing assistance, family services and economic development, the Bank seeks to improve each aspect of our community. Over the years the Bank has supported such organizations as Family Services, Bardavon, Dutchess County Agricultural Society, the Dutchess County Regional Chamber of Commerce, and others.

In addition, a large number of the Bank’s employees actively volunteer with local not-for-profits. Employees organize and attend events, lead fundraising initiatives, walk many miles at rallies, and even serve as board members of organizations and foundations.

Community support is not a Bank goal – it is a part of the company’s culture. Whether it’s a small organization looking to grow, a youth soccer team hoping for a sponsorship, or a charity in need of volunteers, Rhinebeck Bank is there with a helping hand whenever they can.

To obtain their Sponsorship Request form, email at least six (6) weeks in advance. 

Rhinebeck Bank has been an integral part of the community since 1860. They are committed to remaining a local, independent bank; helping people and businesses flourish in the Hudson Valley. For more information about Rhinebeck Bank or any of their products or services please visit: 

Michael Mazzuca Hired as VP, Business Development at Rhinebeck Bank

February 14, 2018 - Poughkeepsie, NY

Michael Mazzuca has been hired as the Vice President of Business Development at Rhinebeck Bank.
Mazzuca received his Bachelors degree in Sociology with a minor in Psychology from SUNY New Paltz, and an additional Associates degree in Business Administration from Dutchess Community College.
Mazzuca has worked in banking for over 15 years, starting at JP Morgan Chase Bank in 2000. He formerly served as Vice President of Commercial Lending at Riverside Bank and as Small Business Banker at TD Bank. Most recently, he was the Vice President of Corporate Partnerships for the Hudson Valley Renegades.
Mazzuca is a SCORE counselor for Orange County, and is currently studying for his NMLS license. He is a trustee of the United Way of Dutchess-Orange's board, on the board of trustees for the Foundation of Vassar Brothers Medical Center, and participates in the Southern Dutchess Exchange Club. Along with volunteering, Mazzuca has a passion for sports and the outdoors, especially fishing. He also enjoys photography and dabbles in writing.
“Working for Rhinebeck Bank is very important to me due to Rhinebeck Bank’s deep roots in the Hudson Valley”, Mazzuca said. “Being that I grew up locally in Fishkill, here in the Hudson Valley, I feel that working for a bank like Rhinebeck Bank allows me give back to the community that means so much to me.” Mazzuca currently resides in Orange County, and is looking forward to helping the community with their Commercial and Residential banking and lending needs.
Rhinebeck Bank has been an integral part of the community since 1860. They are committed to remaining a local, independent bank; helping people and businesses flourish in the Hudson Valley. For more information about Rhinebeck Bank or any of their products or services please visit:

Rhinebeck Bank Announces New Artist on Display: Emily Marchesiello

January 16, 2018 – Beacon, NY 

Rhinebeck Bank is pleased to announce another local artist is now on display in Beacon: Emily Marchesiello. Marchesiello is a graduate of the Masters of Fine Arts program at Queens College CUNY. She is a visual artist who specializes in fine point line drawing, oil painting and watercolor painting.
Emily derives her inspiration from both the natural world and the fantasy realm. For Marchesiello, the process of intentional mark-making is a meditation - each line, dot and swoosh of color is a physical manifestation of thought, while at the same time a product of mindless release. 
Marchesiello's artwork will be on display in Rhinebeck Bank's Beacon branch from now until March 2nd. Stop in during business hours to take a look. Her artwork can also be viewed online at
The Artwork Program at Rhinebeck Bank is aimed at showcasing local artists by giving them a convenient way to reach viewers, get publicity, and sell their works. Rhinebeck Bank is always happy to hear from additional artists who would like to show their art, and will work with them to schedule a viewing period in one of their branches. Interested parties can reach out by emailing Simply submit a sample of your work and which location, Beacon or Rhinebeck, you are interested in. The program is entirely free to participate in. There is no cost to hang or display work, nor does the bank take any commission on works that are sold as a result of any publicity.
Rhinebeck Bank has been an integral part of the community since 1860. They are committed to remaining a local, independent bank; helping people and businesses flourish in the Hudson Valley. For more information about Rhinebeck Bank or any of their products or services please visit:

We’re Granting Christmas Wishes

December 4, 2017 – Poughkeepsie, NY

We at Rhinebeck Bank have decided to give a gift to those in need this holiday season. We are the proud presenting sponsor of K104’s Twelve Days of Christmas Wish.

Each day for twelve days, K104 will be donating $500 gift cards to local residents going through tough times. Recipients may be struggling due to medical bills, a family tragedy, loss of a job, or any other kind of challenge. What they have in common is that they were nominated for this Christmas gift by thoughtful family, friends and/or coworkers.

To nominate someone you know who is going through difficult times this holiday season, email or mail your Christmas Wish letter to K104. Share their story and K104 with Rhinebeck Bank might just brighten their holiday season with some extra holiday cash.

Email your Christmas Wish letter to:

or mail to:

K104 Christmas Wish
P.O. Box 310
Beacon, N.Y. 12508

For more information please visit:

Rhinebeck Bank Announces New Artist on Display: Suzanne Clune

November 13, 2017 – Rhinebeck, NY

Rhinebeck Bank is pleased to announce their most recent artist on display in Rhinebeck: Suzanne Clune. Her abstract paintings will be on display in the Rhinebeck Branch until December 8th.

Clune was born in the Hudson Valley to a family of educators. In her early years, her grandmother discovered and nurtured her artistic abilities and talents. This early attention to her artistic side helped lead her to continue honing her skills in college. She received her Bachelor of Fine Arts from Purchase College, and a Masters in Music and Art from Columbia University, then deciding on a career as an operatic soprano.

Over the years the allure of dramatic expression progressed and lead her into visual art, specifically to abstract expressionism. As an operatic singer, she was constricted to existing compositions, but the visual arts allowed her to be more spontaneous and creative. She said: “The visual arts let me dive deep in my inner imagination. It is all me and all mine to give…My art is a way of finding the true meaning of myself.”

Over time, her paintings have naturally transitioned to larger canvases with a more brilliant palette and greater texture. Her work has been reviewed and chosen by a panel of distinguished jurors to become a member of the National Association of Women Artists Inc. Her paintings can be found in the archives of many art museums such as the Museum of Modern Art, the Guggenheim Museum of Art, the Metropolitan Museum of Art, the Whitney Museum of Art, the Smithsonian, and The Library of Congress.

Clune continues to paint in her studio in the Hudson Valley.

The Artwork Program at Rhinebeck Bank is aimed at showcasing local artists by giving them a convenient way to reach viewers, get publicity, and sell their works. Rhinebeck Bank is always happy to hear from additional artists who would like to show their art, and will work with them to schedule a viewing period in one of their branches. Interested parties can reach out by emailing Simply submit a sample of your work and which location, Beacon or Rhinebeck, you are interested in. The program is entirely free to participate in. There is no cost to hang or display work, nor does the bank take any commission on works that are sold as a result of any publicity.

Rhinebeck Bank has been an integral part of the community since 1860. They are committed to remaining a local, independent bank; helping people and businesses flourish in the Hudson Valley. For more information about Rhinebeck Bank or any of their products or services please visit:

Thomas Scott Promoted to Residential Mortgage Lender at Rhinebeck Bank

November 8, 2017 - Poughkeepsie, NY

Scott received his Bachelors of Arts in History from Siena College, and has always had passion for working in a local community. He began his career at Rhinebeck Bank as Branch Manager in Hyde Park in 2012, and is now looking forward to focusing his efforts on helping local families achieve their dream of owning a home.

Scott has a strong record of community involvement, formerly working with the Ulster Count Chamber of Commerce, the Kingston Rotary Club, and the Ulster County Board of Realtors. He also, previously lent his mortgage knowledge to RUPCO where he taught “mortgage finance” classes to first-time homebuyers. He is also a former Hudson Valley Young Professional. Currently he serves as the Vice President of the Hyde Park Chamber of Commerce, and as Elder & Deacon of his church.

When asked about his new position, Scott said: “As a lender, it is extremely important, and rewarding, to work for a local, community bank such as Rhinebeck Bank. Having local decision-making and local business partners, allows us the opportunity to provide our clients with an excellent home purchase experience.” He emphasizes the importance of building relationships with local business partners in order to provide customers with proper service and the ideal home-buying experience..

Rhinebeck Bank has been an integral part of the community since 1860. They are committed to remaining a local, independent bank; helping people and businesses flourish in the Hudson Valley. For more information about Rhinebeck Bank or any of their products or services please visit:

March 2017 - Rhinebeck Bank Proud to Announce Two Honorees for the Forty Under 40 Shaker Awards!

Poughkeepsie, NY - The Dutchess County Regional Chamber of Commerce’s Forty Under 40 Mover & Shaker Award is an honor that rewards those in our communities who strive everyday to do their absolute best, both personally and within their organizations. Each year a committee (made up of previous nominees) nominates 40 new people to receive this designation. Nominees exemplify dedication not only to their jobs, but to community service, personal improvement and the desire to help others succeed. This year, two of Rhinebeck Bank’s employees have been awarded this distinction; Brandi Rider and Mark Malone.

Brandi has been working at Rhinebeck Bank for over 14 years. She began her career as a teller and has worked her way up to her current position as AVP, Business Banking Officer. Her progression through the Bank has given her a wide range of knowledge from retail banking to commercial lending. As AVP, Business Banking Officer, she handles all questions regarding Cash Management products, Remote Deposit, Merchant Services, and, Mobile and Online Banking for her clients. Highly active in the local community, Brandi is on the Board of Directors for Dutchess Outreach and is also chair of their Volunteer Committee. She is a 2014 Leadership Dutchess graduate.


Mark joined Rhinebeck Bank in 2012. As the current VP, Area Sales Leader, he oversees the Retail branch team, and is responsible for the Bank’s overall growth, performance and customer service. He is dedicated to helping his employees grow, and is highly adept at assisting business owners secure the financing they need to grow. Mark is also one of the hosts of Wake Up with Rhinebeck Bank, a morning talk-show that helps highlight and promote local business and charities. Also very involved in community service, Mark is the Vice Chair of the Hudson Valley Hospice Foundation’s Board of Trustees, and is Treasurer of the Mill Street Loft Board of Directors. He is also a Leadership Dutchess 2013 Graduate, and a 2014 graduate of the Hudson Valley Pattern for Progress Fellows program.

We here at Rhinebeck Bank are very proud of Mark Malone and Brandi Rider. Their continued demonstration of Rhinebeck Bank’s three core values - Local. Involved. Responsive. – is always admired and appreciated. They continue to go above and beyond in every aspect of their lives.


October 2016 - Rhinebeck Bank Announces collaboration with Chazen Companies for the Creative Neighborhood in Newburgh, NY!

Newburgh, NY – Rhinebeck Bank is supporting the Hudson Valley Pattern for Progress Creative Neighborhood project by providing low cost loans for properties and businesses located in a six‐block radius within the City of Newburgh.

Rhinebeck Bank is proud to announce their partnership with The Chazen Companies on this project! Chazen is an employee owned consulting firm and will be providing engineering services to easily assist projects through the redevelopment process. They have been a vested member of the Hudson Valley community for nearly 70 years, and are honored to be a part of the revitalization of the Newburgh area. 

Chazen's Environmental team has worked on numerous Newburgh properties in various states of disrepair and is dedicated to supporting property transactions and property redevelopment. They are committed to providing support services including Phase I and II Environmental Site Assessments, Transaction Screen Assessments, Pre‐Demolition/Pre‐Renovation Hazardous Building Material Surveys, Building Condition Assessments, planning/zoning assistance, and property boundary surveys. Chazen is excited to be a part of the Creative Neighborhood project and will be offering a discount for their services.  

About Chazen

Founded nearly 70 years ago, Chazen is dedicated to excellence and is employee-owned, with an accomplished team of over 120 individuals, including more than 50 licensed and certified employees and 20 LEED® Accredited Professionals. Chazen serves a diverse range of clients in both the private and public sectors, including land developers, municipalities, utilities, healthcare and educational institutions, architects and state agencies from its locations in the Hudson Valley, Capital District, North Country and Central New York, and Nashville, Tennessee. For more information, visit



September 2016 - Brooke O'Connell's New Role as Assistant Vice President, Training and Employee Development Coordinator, Rhinebeck Bank

Poughkeepsie, NY – Brooke O'Connell has taken on a new role as Assistant Vice President, Training and Employee Development Manager at Rhinebeck Bank.

Prior to becoming Assistant Vice President Training and Employee Development Manager, O'Connell was a Multi-Site Branch Manager with Rhinebeck Bank starting in November, 2015. O'Connell has also worked as a Branch Manager of Rhinebeck Bank's South Road Branch beginning in April of 2012. O'Connell started her banking career as Branch Manager for Wachovia/Wells Fargo, and as a Residential Lender and Assistant Branch Manager at HSBC.

O'Connell graduated with a Bachelor's Degree in Business Management from Marist College and earned her Master's Degree in Public Administration. In addition to her accomplishments in school, O'Connell was given the recognition of being a 2013 Forty Under 40 Honoree.

O'Connell said, "Working at Rhinebeck Bank is important to me because we are a locally focused Community Bank that gives each and every employee the opportunity to grow and to have a meaningful impact on our organization and our Community, alike."

O'Connell enjoys spending time with her husband Brian, and daughter Maggie. During her free time, she enjoys traveling and reading. O'Connell is also on the Board of Trustees for the Mid-Hudson Children's Museum.

Rhinebeck Bank has been an integral part of the community since 1860. They are committed to remaining a local, independent bank; helping people and businesses flourish in the Hudson Valley. For more information about Rhinebeck Bank or any of their products or services please visit: 


August 2016 - Rhinebeck Bank Announces a $3,000,000 Loan Fund

Newburgh, NY  – The Hudson Valley Pattern for Progress has launched a community development plan with a goal of improving the business climate in an approximate six square block radius within the City of Newburgh. With the intent to increase the impact of one of the City’s anchor projects, SUNY Orange Newburgh, the Creative Neighborhood was defined in a narrow geographic area in order to increase its potential for success.
Last night at the Hudson Valley Tech Meet Up, Rhinebeck Bank announced their support of this initiative by establishing a $3,000,000 Loan Fund for the Creative Neighborhood. Rhinebeck Bank will provide business loans through their commercial express loan product, as well as other financing for equipment, vehicle purchases, leasehold improvements, and commercial real estate transactions under preferred pricing structures and terms to the prospective borrowers. 
Rhinebeck Bank will waive bank fees for these loans and provide a below market rate for the loans, generally at .75% above a treasury rate index, resulting in a 5 year fixed rate at approximately 1.90% based on current rates. 
"Improving our cities in the Hudson Valley requires a community effort.  Rhinebeck Bank is proud to be part of this effort and thanks all other participants for their involvement in this initiative. Newburgh was once a great thriving city – it still has the ability to recapture its past and our intent is to be one part of the effort to restore businesses to the downtown area. Funding is a major factor in community growth and we're proud to provide a source for future business expansion in the city. If you're a business in the Creative Neighborhood area of Newburgh and need funding please call us to explore the possibility of financing with us. Most importantly, our loan officers are ready to provide advice and expertise to help applicants put together their loan application information to be considered for approval under this program." said Michael J. Quinn, President & CEO of Rhinebeck Bank. 
Rhinebeck Bank has been an integral part of the community since 1860.  They are committed to remaining a local, independent bank; helping people and business flourish in the Hudson Valley. For more information about Rhinebeck Bank or any of their products or services please visit: 


March 2016 - A Letter to the Editor

Dear Editor,  

We at Rhinebeck Bank are committed to supporting the communities we serve.  Along with our monetary donations, the volunteer effort by our staff is fantastic - serving on boards of nonprofits, coaching youth sports, participating in fundraising efforts, and even organizing our own fundraising events.  

During our most recent Community Support Committee meeting, there were several requests to consider.  One of the many requests we approved was from the Poughkeepsie High School Yearbook for which we decided to take a ½ page ad. There was a message on the form below the advertising request and easily missed if you weren’t paying attention, that one could also donate $65 to provide a yearbook to a senior who couldn’t otherwise afford one.  The Bank also donated one yearbook to support this effort.  The next morning I woke up thinking about this request.  

As I recall my high school years, I can’t remember a single person not having a yearbook.  I did not grow up in an affluent area and there were plenty of friends whose families struggled to make ends meet, but as far as I can remember everyone had a yearbook.  Back then, yearbooks were a big thing with everyone signing each others’ yearbooks and writing messages about the times we had experienced during our school years.  I don’t know if this is still how things are done, but I imagine that it is, and I can’t imagine how I would have felt if I couldn’t participate in this activity.   

I wrote to the yearbook representative to inquire about the yearbooks. What I found out was not encouraging.  The response included the following, “while many students would love a yearbook and all flock to my room when they come in to look at them, many students cannot afford them.”  In fact the yearbook only produces 150 copies for a graduating class of over 200 and has sold only a portion of the order in the last few years. 

Many of us have issues with the current state of our educational system, be it the curriculum, the tax rates, effectiveness of educating for today’s workplace needs, overabundance of districts and many other topics.  Certainly, the City of Poughkeepsie School District has its challenges.  I believe that the administration is taking steps to address these challenges but I also strongly believe that success will not be lasting until the district has the unequivocal support of the community.  The first step in showing support is to demonstrate we care about the children, who are transforming into young adults about to move on with their lives.  

My wife and I have written a check to provide for an additional 10 yearbooks and after challenging my co-workers at the Bank, they have contributed over 7 more and we are still collecting donations.  I would also like to challenge anyone else who is like minded to assist this cause of providing an experience to the graduating class which for my generation was a significant rite of passage.  Donations in any amount can be dropped off to any one of the Bank’s locations or sent directly to the yearbook at: Poughkeepsie High School, Attention: Yearbook Club/T. Ward, 70 Forbus Street, Poughkeepsie, NY 12603.  Checks should be made payable to “Poughkeepsie High School Yearbook."   

It may be a small step forward, but we have to start somewhere.  Our community depends on it.  




Michael J. Quinn

President & CEO

P.S.- After I had written this letter but before it was sent out, Poughkeepsie and Dutchess County suffered another tragedy in the senseless loss of Caval Haylett. I did not personally know Caval but he was known by some of our staff and their families. I am at a loss of words to comfort those who were part of Caval's life, but I like the rest of our community, feel the loss that should not have occurred on our streets. I don't pretend to have all the answers to changing the environment which fosters such horrible events although I believe it has to start with all of us. All of us finding hundreds or thousands of small acts, like the one above, which show we care about our city and its people. You may think this is naïve, but let's try it and see what happens.

Rhinebeck Bank Announces 2014 Charitable Giving Success

December 2014 - Rhinebeck Bank is proud to have once again donated to over 125 local not-for-profit organizations in 2014, Michael J. Quinn, President & CEO of Rhinebeck Bank, announced today. The news comes on the heels of an honor recently bestowed upon the Bank; Dutchess Outreach recognized the philanthropic culture of Rhinebeck Bank this fall at its fortieth anniversary brunch, naming the Bank a “community partner” which has played an instrumental role in moving the organization’s mission forward, according to Brian Riddell, executive director of Dutchess Outreach.

“The constant stream of time, talent and financial support that is provided to our organization by the team at Rhinebeck Bank speaks volumes about its commitment to community. Their support of our work has allowed us to enhance the quality of life for countless individuals in this region, and to continue expanding our vision for the future,” stated Riddell.

The Bank supports the annual coat drive and food drive for Dutchess Outreach, among other activities, and Brandi Rider, manager of the Red Hook Rhinebeck Bank branch, now serves on the Board of Directors. Dutchess Outreach, however, is just one example of a benefactor of the Bank’s community support initiatives.

“Rhinebeck Bank has always believed in supporting our neighbors in the Hudson Valley. We strive to make a positive impact on as many lives as we can by paying it forward through our community outreach program. Our culture is about giving back – not only financially, but through volunteerism as well. Employees here spend many, many hours of company time supporting the good missions of local organizations, and when we look at the funds that have been distributed throughout the year, it makes all of us feel very proud,” says Mark D. Malone, Vice President, Retail Banking at Rhinebeck Bank; who serves on the Board of Trustees for Hudson Valley Hospice Foundation and the Board of Directors for Mill Street Loft.

The support of not-for-profit organizations goes beyond charitable gifts, says Roy Shemitz, Vice President in Commercial Lending at Rhinebeck Bank. “Our goal of providing area not-for-profits with everything they need to optimize their potential is not only carried out through direct donations and service, but also through lending programs designed specifically for charitable organizations. We understand the tremendous role that government funding plays in a not-for-profit budget, and we work with each leadership team to ensure that we are maximizing funding opportunities in context of both public and private revenue streams. We love lending to groups who are making a profound impact. Recently, we provided construction lending for a home for five adults with special needs. Being a part of this project is rewarding beyond words, and it is just one of many examples of lending that has ultimately empowered others to enjoy better lives.”

Shemitz, who has served on the Board of Directors at Abilities First, Inc. for over six years, is proud of his employer’s role in the community. “The Bank is a good corporate citizen, and I am really proud to be a part of their good work. Not only does Rhinebeck Bank serve the community by increasing job opportunities and the tax base in our region, but it reinvests in causes that are improving quality of life for neighbors, colleagues and friends. The past six years have been tough on our area not-for-profits – but through solid lending practices and a deep loyalty to social responsibility, we have been able to not only help sustain them, but also to help them achieve exciting new heights,” stated Shemitz.

“Being a good corporate neighbor is the cornerstone of our business model at Rhinebeck Bank, and it is incredibly gratifying to know that our contributions to the community are making a difference in the lives of so many around us,” said Malone.

For more information, visit


Local Lending Practices Promote Business Growth for Area Entrepreneurs

November 2014 - The past decade has unquestionably served up unprecedented economic challenges, but as the saying goes, there is always a silver lining. On the heels of the Great Recession, entrepreneurship is on the rise – and the years ahead are looking brighter than ever for many locals who have launched their own businesses.

Says Mark D. Malone, Vice President at Rhinebeck Bank, “before the recession, most people felt secure in their jobs and probably hadn’t given a second thought to carving out their own career paths. Today, we are seeing the birth of new businesses every day as those same people recognize the slow recovery of the local economy, and decide to take their knowledge and expertise to create their own opportunities.   Ultimately, they are taking ownership of their own professional lives and financial futures.”

 And, in Malone’s role, he has the opportunity to help these entrepreneurs achieve ongoing growth and development by offering a variety of commercial lending products. Malone and the team at Rhinebeck Bank offer commercial lines of credit, commercial mortgages, commercial term loans and letters of credit. In addition, they frequently partner up with the Small Business Administration to offer start-up and expansion loans for new businesses.

 For those who have been in business for at least two years, though, there is another lending tool on the table now, which has really helped catapult businesses to a new level of success. That newest option available is the express business loan, unique for its minimal documentation requirements, simple application process and quick turnaround (in some cases, closing in just two business days).

 “There is nothing more gratifying than seeing a business owner get the financing he or she needs to immediately increase profitability. These loans are for equipment, vehicles and tools necessary for a business to continue to grow, and they can make all the difference,” says Malone. “As an example, recently we were able to secure funding for a propane delivery company who wanted to retrofit a pickup truck with an oil tank in order to deliver oil before the cold weather set in. Within two days, a check was cut and the business could begin offering services to our local community. It is exciting to participate in the livelihood of area entrepreneurs, and to give them the peace of mind that we work quickly and make decisions locally in order to get them what they need to move forward.”

 The examples of express business loans in action are countless, but Malone spoke enthusiastically about a handful to provide an overview of the cross-section of people with whom he works. A local contractor needed an excavator and a dump truck to secure a particular project, a local marine company was ready for a specialty hydraulic boat trailer, a tree service company requested a loan for a wood chipper, a dentist’s office needed a new chair – and the list goes on. With express business loans providing up to $100,000 for much-needed tangibles, businesses in the Hudson Valley region will continue to thrive.

 “We are dedicated to serving the business community, and this is the product that they have long been asking for. The express business loans secure financing quickly for businesses who need vehicles and equipment to get the job done, and we are here to make it happen,” Malone shared.

 “Rhinebeck Bank’s involvement in the community is one of the reasons I came to the Bank two years ago.  After spending years at larger financial institutions, I wanted to be part of an organization that focuses on helping small businesses here in the mid-Hudson Valley.

 Malone is a graduate of SUNY Albany and serves on the Board of Trustees for The Hudson Valley Hospice Foundation and the Board of Directors for Mill Street Loft. He is a 2013 graduate of Leadership Dutchess and a 2014 graduate of the Hudson Valley Patterns for Progress Regional Fellows Program.

 To learn more about Express Business Loans stop by any Rhinebeck Bank branch office, visit their website or contact Mark Malone directly at

Rhinebeck Bank Presents Cocktails at Sunset

October 2014 - Rhinebeck Bank led the business community as the presenting sponsor of Cocktails at Sunset. This event is hosted by the Rhinebeck Area Chamber of Commerce each year with the objective of raising funds for the white lights that line the streets of Rhinebeck during the winter months. Approximately 150 people attended the dinner-dance event at the Belvedere Mansion on Thursday, October 16th.

“This is one of the most highly anticipated events of the year.  We are grateful to the Chamber of Commerce Executive Director, Colleen Cruikshank, and the Board of Directors, who work tirelessly to bring us the white lights that illuminate the village of Rhinebeck all winter long.  Rhinebeck Bank is proud to support this event and believe our partnership with the Chamber is instrumental in our being a local, involved and responsive corporate leader,” stated Michael Quinn, President and CEO of Rhinebeck Bank.

The event sponsorship is part of an active community support program at Rhinebeck Bank; the Bank supports numerous philanthropic initiatives throughout the year, designed to enhance the quality of life for people throughout the Mid-Hudson Valley.

“Rhinebeck Bank has been unwavering in its support of the Rhinebeck Area Chamber of Commerce through the years. Their community support program serves as a model for other businesses; we are extremely grateful for their presence and their generosity,” stated Colleen Cruikshank, Executive Director of the Rhinebeck Area Chamber of Commerce.

The Rhinebeck Bank parking area on East Market Street will also be home to the official tree lighting celebration on Sunday, November 30th, a tradition that is free of charge and open to the public. There will be numerous activities for children and families to experience that day, and the village lights will have been lit by that point in time.

Click here to learn more about the Rhinebeck Bank community support program.

October is National Cyber Security Awareness Month

October 2014 - October is National Cyber Security Awareness Month!  With everything that is going on in the world, it is more important than ever to stay up to date on cyber security and protect your information.  Each and every one of us needs to do our part to make sure that our online lives are kept safe and secure.  That's what National Cyber Security Month is all about! 

In order to help you stay up to date, we have developed a short quiz and online resource center of Cyber Security information and tips to help raise awareness.  Take the quiz now!


Online Banking Enhancements

April 2014 - We are happy to announce that effective April 27th we are instituting several enhancements to our online banking service. Now, you can download transactions from multiple accounts, access both internal and external transfers all on one screen and make late and/or additional payments towards principal on one screen.

Click the link to access our online instructional booklet.


Information Regarding Heartbleed 

April 2014 - As you may already be aware, information about an internet security flaw called Heartbleed has been circulating in recent days. Hackers have been using this exploit to gain access to individual password information and other personal data.

We would like to assure you that Rhinebeck Bank is working closely with our technology partners to ensure that your passwords and personal information remain secure, and, to the best of our knowledge, Rhinebeck Bank's website, online banking service, and other affiliated programs are not affected by Heartbleed. With this information coming to light however, users of other external sites may be affected and their passwords may be compromised, therefore, if you use the same or similar passwords for many different accounts online, now may be a good time to change your password to keep yourself safe.

Important Security Reminder

December 2013 - We are aware of fraudulent phone calls made to consumers claiming that their debit card has been suspended.  These calls are generic and do not mention a specific bank by name.

Please remember, Rhinebeck Bank will never contact you via email, text or telephone to ask you to disclose your personal or debit card information; such as your PIN, card number, or expiration date.  If you receive such a communication, please do not disclose any of your personal financial information. If you have concerns about your account as a result of these phone calls, please call us at
845-454-8555 option 3.

Customer Solutions Center
Rhinebeck Bank
845-454-8555, option 3
Monday – Friday
8am to 6pm

Rhinebeck Bank Donates to Grace Smith House Kitchen Renovation Project

August 2013 - Grace Smith House, a local nonprofit organization that supports women and children exposed to domestic violence, is happy to announce that Rhinebeck Bank presented a $5,000 donation to the Kitchen Renovation Project.
On a recent visit to the Grace Smith House domestic violence shelter program, representatives from Rhinebeck Bank were struck by the condition of our failing kitchen and inspired to assist us with renovations. The importance of this project cannot be overstated. Unfortunately, the kitchen is a place where many incidents of domestic violence occur.  For many this room has become a place associated with violence and harm.  In our shelter the kitchen is also a very important location for the healing process to begin and prosper.  Women in our shelter come together with each other and their children while they prepare communal meals, and a more pleasant environment would stimulate more conversation, which leads to personal growth.

 “We found this project to be a meaningful way for us to help make a difference at the Grace Smith House”, stated Jamie Bloom, SVP of Retail Banking with the Bank. 

Grace Smith House has been providing a safe haven for women and children who are survivors of domestic violence since 1981. Grace Smith House offers crisis intervention, protection, Latina outreach, room and board, counseling, advocacy, children’s services, support groups and more.  To learn more about the agency, visit The staff of Grace Smith House works with the families who are currently in the program on developing positive, productive, non-violent interactions focused on establishing a new definition of family after the terrors domestic violence.


6th Annual Art Studio Views Tour: Art Up Close and Personal

August 2013-  The public is once again invited to meet 17 talented artists and step into their private (and some hidden) studios over Labor Day Weekend:  Saturday, August 31st and Sunday, September 1st from 11 a.m. to 5 p.m.  Using the brochure/tour map, available at many venues in the Hudson Valley or online at, visitors can easily navigate the Route 9 and 9G corridors from Tivoli, through Red Hook, Rhinebeck and Hyde Park.  Art adventurers can preview the artists’ work on the website and conveniently plan their stops using a GPS and the online map. 

Bright yellow signs along the route will guide you to their studios, where they will be waiting to meet you and reveal a few creative secrets.  Demonstrations, hands-on creation of art pieces, how-to sessions, and art videos are highlights of the event at some studios.  Enroute to those hidden studios, enjoy the glorious Hudson Valley countryside: cows, cattle, sheep, farmlands and farm stands all make for an enjoyable weekend.
Brochures will be available at the three local ASV headquarters along Route 9, anchoring the tour area from the northern gateway in Red Hook down to Hyde Park, the southern gateway:  Red Hook Community Arts Network & Artists’ Collective (, the Betsy Jacaruso Studio & Gallery in Rhinebeck (, and the Artists’ Collective of Hyde Park (  These are all well-known, established galleries started by artists who have participated in Art Studio Views tours.  In addition to stopping for information at the galleries during their open hours, you will have a bonus experience of seeing the current exhibit at each. 

Another opportunity to meet the artists and view their art will be the Art Studio Views Kickoff Party on Thursday, August 15th from 5:30-7 p.m., generously hosted by The Rhinebeck Bank at its 6414 Montgomery Street branch in Rhinebeck. Rhinebeck Bank, the Presenting Sponsor for all six years of the Tour, is known for its support of the arts and a strong belief that by doing so it helps to strengthen the economic well being of the communities it serves.  The exhibit of the Art Studio View artists is on display in the Rhinebeck Bank Atrium Gallery until the end of September. 

Doris Cultraro, Art Studio Views co-founder and member, is coordinating this year’s tour, including her own stained glass studio (  With almost 40 years of experience in the art of stained glass, Doris explains her viewpoint of what the tour has to offer to the participating artist and their guests. 

“Visitors can start a relationship with the artists that will last a lifetime.  Purchasing art directly from the artist is very personal, and will open up new ways of appreciating the art they buy once they experience what goes into making their masterpiece.   When purchasing art for oneself or to commemorate a special life event - by choosing to give a work of art, a bond is created with the artist.  We hope that relationship continues.  It’s very personal and rewarding, with a story that will endure over time. Everyone needs art in their lives and will seek it out.  With Art Studio Views, the visitors have the opportunity to get to know the artists and their work in a more relaxed and inviting environment. They will acquire a better understanding of what is behind the original masterpieces created in the studio environment.  Best of all, our brochure and website contain the list of artists who are available year-round to meet their art needs, to continue the ‘Art Conversation’, and to create something truly unique for their new clients.  View art, acquire art, become a collector and a friend of the artists this Labor Day weekend during Art Studio Views in the Hudson Valley.”  Website:  for artist information and downloadable brochure and map:

For Additional Information / Photos/ Interview:
Doris Cultraro, DC Studios Stained Glass
2013 Event Coordinator

Rhinebeck Bank Appoints Richard J. Kolosky As Senior Vice President Commercial Lending

July 2013 – Michael J. Quinn, President and CEO of Rhinebeck Bank, is proud to announce the appointment of Richard J. Kolosky to the position of Senior Vice President Commercial Lending.  In his new position, Kolosky is responsible for overseeing the Commercial Lending division of the Bank.

A 20-year veteran of the banking industry, Kolosky has extensive experience in business development, commercial loans, credit analysis, loan and asset/liability review and financial analysis.  Prior to joining Rhinebeck Bank, Kolosky held senior management positions at local banks.

With a deep commitment to customer service, Kolosky is pleased to be part of the Rhinebeck Bank team.  “I am delighted to be working at Rhinebeck Bank.  The Bank’s long-standing commitment to the communities in which it does business means a lot to me” says Kolosky. 

Kolosky holds a Bachelor of Science degree from SUNY Cortland and a MBA from Pace University.  Kolosky resides in Fishkill with his wife and has three children.  Richard is involved The Foundation for Vassar Brothers Medical Center; co-chaired the Center for Ambulatory Surgery Capital Campaign; is a past officer of the Dutchess Regional Chamber of Commerce as well as the Greater Southern Dutchess Chamber of Commerce and has participated on numerous committees for both chambers.

The Works of Matt Roger Now Showing in the Rhinebeck Branch Atrium Gallery

June 2013-  Rhinebeck Bank is proud to hang the photographic works of Matthew Roger at their Rhinebeck Branch Atrium Gallery. The show is available for viewing until mid-July.

Roger, a native of Hyde Park, has taken his love of the Hudson Valley and expressed it through the lens of the camera. Matthew picked up a camera back in high school and hasn’t put it down since. After graduating from SUNY Purchase with a BFA in Fine Art Photography, he returned to the area and launched his professional career. Matthew’s work includes a wide range of panoramic, landscape, nature, and black and white images.

Rhinebeck Bank branch hours are Monday – Friday 8:00 am until 5:00 pm and Saturday, 8:30 am until 12:30 pm.

Rhinebeck Bank Hires Andrew V. Trivero Jr. and Michael J. Liguori as Branch Managers

May 2013- Michael J. Quinn, President and CEO, is pleased to announce the recent addition of Andrew V. Trivero Jr. as Branch Manager of the Fishkill Branch and Michael J. Liguori as Branch Manager of the Beacon Area Branch. 

Andrew brings nine years of banking experience to Rhinebeck Bank and previously held the position of Senior Branch Manager at another financial institution.  He is currently involved with the Exchange Club of Southern Dutchess, the Dutchess County Regional Chamber of Commerce, Relay for Life and Leadership Dutchess.

Michael has six years experience as a Branch Manager at other financial institutions and was previously an insurance agent before entering the banking industry. He is a 2012 graduate of Dutchess Regional Chamber of Commerce Leadership Dutchess. Michael strives to know all his clients, giving him the opportunity to provide appropriate solutions to help them reach their financial goals.

"Self Reflection" Exhibit Now Showing in the Rhinebeck Branch Atrium Gallery

April 2013– The eighth grade students at the Dutchess Day School will be exhibiting 13 self-portrait paintings at the Rhinebeck Bank Atrium Gallery located in Rhinebeck, NY. The exhibit will be on display from April 13 through May 31, 2013 as part of the school’s Community Arts Outreach program. The self-portrait project, titled “Self Reflection,” is an inter-disciplinary endeavor originating in both art and English classes. Through writing and drawing exercises, before beginning the paintings, each student intensively examined his or her personality, style, and appearance, with a focus on examining what it means ‘to be me’. By looking at themselves through a positive, creative lens, minimizing self-criticism and maximizing self-celebration, they created beautiful portraits to express themselves through color, texture, light and shade. Each painting is as unique as its subject, and depicts both persona and appearance. Students worked from photographs, but had the freedom to alter the image as desired.  

Dutchess Day School is a pre-kindergarten through eighth grade independent school located in Millbrook, New York. With its rigorous academics, competitive athletics and innovative arts programs, DDS provides hands-on instruction from an experienced faculty who make learning fun. For more information on the Community Arts Outreach program, contact Alison Roland at (845) 677-5014 or

Rhinebeck Bank branch hours are Monday – Friday 8:00 am until 5:00 pm and Saturday, 8:30 am until 12:30 pm.

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