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Review current deposit and loan rates available at Rhinebeck Bank. Contact us for additional information.
Subject to change without notice.
*APR (Annual Percentage Rate) The APR you receive may be different than the rates disclosed above based on past credit history. Rates for Used Car loans will also vary based on the year of the vehicle. Contact us to determine the rate for which you qualify and to obtain further details.
**The stated rate will be discounted by an additional .25% if the customer elects to have loan payments automatically deducted from a Rhinebeck Bank checking or savings account.
***Rate effective 9/23/2022 and subject to change. As of 9/23/2022, Prime minus 0.25% would result in an APR of 6.00%. The APR is variable and will not be lower than the floor rate of 4.50%. The APR you receive may be different than the rate disclosed based on credit history and may be up to Prime + 3.0%. The maximum rate possible during the term of the loan would be 6% over the initial rate. Fees incurred for this product are generally between 1.0% and 2.0% of the credit limit. The Bank pays these costs on your behalf at time of closing. If your loan is terminated for any reason in the first three years, you will be required to reimburse the Bank these costs.
¹ The Lender may require Vendor's Single Interest Insurance for all automobile loans. The borrower may choose the person through whom Vendor's Single Interest Insurance is to be obtained. This insurance is for the sole protection of the Lender and the borrower's interest is not covered. If obtained through the Lender, the cost of such insurance is $95.00. This amount may affect your monthly payment and APR.
2 APR for the RB Disaster Relief Loan will remain fixed at 4.00% regardless of credit history. Applicant(s) must complete Rhinebeck Bank Budget Worksheet as part of application.
All loans subject to credit approval. Certain terms and restrictions may apply.
Open A Personal Checking Account
*APY (Annual Percentage Yield) Fees may reduce earnings
**Minimum deposit required to open a Priority Elite account is $100.00
Open A Personal Savings Or Money Market Account
*APY (Annual Percentage Yield) Fees may reduce earnings.
1 Minimum deposit required to open a Priority Money Market or Priority Business Money Market account is $1,000.00
2 Minimum deposit required to open a Priority Savings account is $25.00
3 Minimum deposit required to open a Business Savings account is $100.00
Open A Certificate of Deposit (CD)
All CD products are available to New York residents only.
$2,000 minimum deposit to open a Certificate of Deposit(CD) account. A penalty may be imposed for early withdrawal.
*APY (Annual Percentage Yield) Fees may reduce earnings. To obtain APY, all interest and principal must be left on deposit for full term.
Receive a Premium Rate on Certificates of Deposit with a Rhinebeck Bank Priority Elite Checking account. This premium rate applies to CDs with terms greater than 1 year. Certain terms may apply.
Deposit products are available to New York State residents only.
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