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Review current deposit and loan rates available at Rhinebeck Bank. Contact us for additional information.
Subject to change without notice.
*APR (Annual Percentage Rate) The APR you receive may be different than the rates disclosed above based on past credit history. Rates for Used Car loans will also vary based on the year of the vehicle. Contact us to determine the rate for which you qualify and to obtain further details.
**The stated rate will be discounted by an additional .25% if the customer elects to have loan payments automatically deducted from a Rhinebeck Bank checking or savings account.
*** Rate effective 8/2/2019 and subject to change. As of 8/2/2019 Prime minus 0.25% would result in an APR of 5.00%. The APR is variable and will not be lower than the floor rate of 4.50%. The maximum rate possible during the term of the loan would be 6% over the initial rate.
¹ The Lender may require Vendor's Single Interest Insurance for all automobile loans. The borrower may choose the person through whom Vendor's Single Interest Insurance is to be obtained. This insurance is for the sole protection of the Lender and the borrower's interest is not covered. If obtained through the Lender, the cost of such insurance is $95.00. This amount may affect your monthly payment and APR.
*APY (Annual Percentage Yield) Fees may reduce earnings
**Minimum deposit required to open a Priority Elite account is $100.00
*APY (Annual Percentage Yield) Fees may reduce earnings.
1 Minimum deposit required to open a Priority Money Market or Priority Business Money Market account is $1,000.00
2 Minimum deposit required to open a Priority Savings account is $25.00
3 Minimum deposit required to open a Business Savings account is $100.00
All CD products are available to New York residents only.
$2,000 minimum deposit to open a Certificate of Deposit(CD) account. A penalty may be imposed for early withdrawal.
*APY (Annual Percentage Yield) Fees may reduce earnings. To obtain APY, all interest and principal must be left on deposit for full term.
The 13-month CD is a promotional product and can be discontinued at any time.
Receive a Premium Rate on Certificates of Deposit with a Rhinebeck Bank Priority Elite Checking account. Certain terms may apply. The 13-month CD promotion is not eligible for the Premium Rate.
Deposit products are available to New York State residents only.
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