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You’re looking to bring your business to the next level … or maybe you’re looking to get it off the ground. You’ve got the vision and the drive to see your business succeed, but you’re lacking the funds to make it all come together. A loan from a knowledgeable, trusted lender can help you set your company up for years of growth and success, but you’ve never applied for a business loan before. What should you do?
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As you prepare to start college this fall, to say you’ve got a lot on your plate would be a massive understatement. Course registration, housing, meal plans and much, much more. While these are all important issues, we’d be remiss if we didn’t ask one critical question: How are your money management skills?
In today’s day and age, students in the Hudson Valley and schools across America are lacking the tools, knowledge, and education when it comes to the subjects of personal finance and banking.
We’re pleased to introduce Financial Fitness, our new financial education platform available now on our website!
We all hear the clichés about how to spend and not spend our money. However, how do we know that the financial tips that have been ingrained in us from the get-go are actually valid claims? In this post, we will discuss whether or not it is time to leave these myths behind.
With so many places to put your money, it is hard to decide which institution is the best match for your banking needs. We all have different criteria we look for when choosing a bank. Are there adequate services? Are the customers treated well? Does the institution have a strong online presence? What rates are offered? Here are three lessons learned when choosing to establish a relationship with a local community bank.
What is your net worth? Well, before we can wrap our heads around our own financial status, it’s important to understand what is net worth? Net worth is one of the more general indicators of one’s financial status. When you understand the relationship between your incoming and outgoing funds, you can have better insight into each of your financial goals that knowledge can bring more awareness when you make financial choices in the future.
Money doesn’t buy happiness, but talking about your money can make you happier. We all know money can be an emotional, complex, and a very disruptive conversation amongst couples, but the truth is that it impacts nearly every aspect of our lives in some capacity, especially our relationships. When discussing financial goals and priorities as a couple, it is important to be mindful and prepared. This ultimately is a business partnership without a signature on the dotted line.
If saving more money in the New Year is on your resolutions list, you are not alone. Truth be told, even if savings hasn’t always been your thing or is something you find you struggle with, the New Year is an opportunity to adopt new financial health habits. Here are some effective ways to get started!
Do you think the dawn of technology is replacing human interaction? Whether we use social media, internet chat rooms or other services or tools, online technology is now a part of most of our daily lives. While this technology has created convenience and efficiency, there are still some human activities that digital services will never compete with, such as person-to-person banking.
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