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We are pleased to present below all posts tagged with 'lending'. If you still can't find what you are looking for, try using the search box.
These days there are so many avenues to buy products online, but what about a car? In this era, shopping online for a car is becoming commonplace. You can easily scan through numerous options without having to drive around to multiple dealerships looking for what you need. There is even an assortment of websites that cater to online car sales. If you decide to shop online for your next ride, be sure you still check out your final selection in person. You can buy a car online but unlike a pair of shoes, you can’t return it if it doesn’t “fit.” Generally speaking, a car is one item that once you have purchased it, you’re stuck with it.
(Not when working on your down payment and closing costs!)
Hopefully the vast majority of prospective home buyers know that they do not need a large down payment to purchase a home. There are a variety of low down payment programs including a few 100% financing options. But even with low down payment options many borrowers still need some help. One way to help is through the use of “Gift Funds”.
Should you co-sign for someone if they ask you? Well… you really need to think long and hard about this and make sure you’re ready and able to take on that responsibility. People often get confused when they hear the term co-sign. Sometimes people think they are not really responsible for the debt; they think they are merely helping someone out. Make no mistake; if you co-sign a loan for someone, it is exactly the same as if you borrowed the money yourself! By co-signing on a loan you are accepting full responsibility for payment of that loan, including late charges and any fees associated with collecting the debt.
Have you heard? We’re offering an Express Business Loan with a credit decision within one business day. If you have a company that requires new equipment, this loan is exactly what you’ve been looking for. You can increase your productivity through this loan by purchasing the vehicle or equipment you need.
When it comes to buying a new car, many people ONLY look at the monthly payment. They don’t always pay attention to the price of the car or how much that car may cost in total.
Have you ever heard this one? “It’s not worth refinancing unless you are going to drop your rate by 2%”. It is generally preceded by “my parents told me”…
I cannot tell you how many times I have heard that in the past 13 years. So, where did the notion of the 2% threshold to refinance come from? It is driven by the average sales price of a new home. Let’s do the math.