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We are pleased to present below all posts tagged with 'financial education'. If you still can't find what you are looking for, try using the search box.
In today’s day and age, students in the Hudson Valley and schools across America are lacking the tools, knowledge, and education when it comes to the subjects of personal finance and banking.
We’re pleased to introduce Financial Fitness, our new financial education platform available now on our website!
What is your net worth? Well, before we can wrap our heads around our own financial status, it’s important to understand what is net worth? Net worth is one of the more general indicators of one’s financial status. When you understand the relationship between your incoming and outgoing funds, you can have better insight into each of your financial goals that knowledge can bring more awareness when you make financial choices in the future.
I’m always out and about in public and often get recognized as “the face” of Rhinebeck Bank’s weekly talk show, “Wake Up with Rhinebeck Bank.” The show features community leaders, business owners, and heads of local non-profits, while sharing information that educates the public about our local area and banking.
It can be overwhelming to think about buying a new car. How much can I afford? How long do I want to have a car loan? Am I getting a good deal at the dealership? These are all good questions. What if we told you that there are ways to help yourself feel better about your dealership experience?
How to Make the Most of Summer Travel It’s hard to believe another school year is at an end! Spring has officially blossomed into summer! Who wants to worry about finances and banking when you can be lying on the beach or hanging out at the lake house? We’ve got some great tips to help make your summer vacation a breeze…
For new professionals beginning a career in their early 20’s retirement can seem light years away. I certainly felt this way in my early 20’s, and to some extent still feel in my mid 30’s. The reality is retirement is not that far away. The longer millennials wait to start saving, the more difficult achieving retirement goals will be. For a long time the combination of Social Security and in most cases a pension ensured a semi comfortable retirement. Adding a 401k and/or IRA to the mix was just icing on the cake. For most job families pensions are a thing of the past, and social security is a big question mark. This leaves personal retirement savings as the most reliable way for millennials to achieve their retirement goals. So why is it so important to start early?
Establishing and building credit are very important parts of one’s financial well-being. A solid credit history, among other things, is an important factor that is usually considered when a consumer is applying to borrow money. Credit scores and your credit history can impact your ability to borrow money in a number of ways, including when buying a car, opening a line of credit, buying a home, and so on. What exactly impacts your credit? According to credit bureau Experian, there are 5 key factors to consider:
We have all heard it many times - to make money, you need to spend money. Like many small businesses, you might be finding yourself at the point where you find it necessary to borrow to continue to grow. Are you looking to purchase new equipment to increase inventory? Are you in need of a new or bigger commercial vehicle? When it comes to growth or borrowing funds, one of they key components to making it a beneficial business decision is timing.
About a week ago, I had the opportunity to help our Human Resource Department at a local college career fair for students. With the original expectation that conversations would be geared around salary ranges, scheduling, or benefits, I was quite surprised to find out that they were actually more often centered around students being “just curious” because they were not sure what they wanted to do upon graduation, or asking me “Well, why do you like to work at Rhinebeck Bank?” It was at that point I recalled talking to Rhinebeck Bank at the start of my own career, also being introduced at a college fair and thinking the very same thing - younger adults do not know exactly what they want.