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We are pleased to present below all posts tagged with 'saving money'. If you still can't find what you are looking for, try using the search box.
We are often asked about GAP insurance: what is it, what does it cover, do I need it? GAP insurance is a product that covers you for the difference between what your insurance company may pay the bank in the event of a total loss and the balance you owe the bank on a car loan. For example, if you owe the bank $20,000.00 and you total your car, if the insurance company pays $17,000.00 based on the retail value of your car, you are “upside down” by $3,000.00. Even if you pay your deductible of $500.00, you still need to pay $2,500.00 for the deficiency or the “GAP” between what the insurance company has agreed to pay and what you owe. Scenarios like this are quite common these days and in many cases, we see deficiency amounts much higher due to people financing for longer terms, as well as the depreciation of vehicles, etc.
Majority of home shopping and home buying take place in spring and summer, however, there are some benefits to buying a house during the winter months. Here are five reasons to buy a home in winter.
1. Motivated sellers
Anyone who is willing to pack up and move in the dead of winter must really need (or want) to get out. This could help you leverage your negotiations on selling price and closing costs, and could potentially up the odds of the seller leaving some personal items behind in the sale!
These days there are so many avenues to buy products online, but what about a car? In this era, shopping online for a car is becoming commonplace. You can easily scan through numerous options without having to drive around to multiple dealerships looking for what you need. There is even an assortment of websites that cater to online car sales. If you decide to shop online for your next ride, be sure you still check out your final selection in person. You can buy a car online but unlike a pair of shoes, you can’t return it if it doesn’t “fit.” Generally speaking, a car is one item that once you have purchased it, you’re stuck with it.
Do you remember your first job as a teenager? The happiness you felt at earning your own money and the freedom to pay for things yourself? Today, teens between the ages of 13 and 18 are most likely to babysit, mow lawns, or perhaps even have their own businesses on eBay or other sites. I know quite a few young entrepreneurs who make money by selling homemade doggie treats, glitter slime, and even buying sneakers and selling them online at a profit! Teenagers are finding new and interesting ways to earn money, so how can we help teach them to use that money wisely?
When exactly is the right age to start teaching children about money? My opinion is that it’s really never too early to start! In fact, the earlier you can start to talk to kids about money, the more those lessons will stick with them as they grow up. Here are some great tips to help kids as young as three or four start to understand the importance of money:
Last month I discussed whether it was a “great time to list your home?” I commented on the lack of inventory coupled with high demand for housing and the dilemma of those factors not forcing an increase in home values. We posed the question of why the law of supply and demand didn’t seem to be in affect in our area.
Many of us make personal New Years resolutions. Exercising, eating better, spending more time with friends and family are popular resolutions we hope to keep in order to improve our personal life. But how about making resolutions for our work life? We spend a large percentage of our time at work, so why not make resolutions to improve the job we do?
Have you ever received a phone call and wondered if it might be fraud? For instance, someone claiming to be a representative with Microsoft saying your computer has viruses? Or maybe, a call from the IRS saying you owe them money and if you don’t pay you will be arrested? Have you recently received an email or letter saying that you are the lucky winner of a lottery?
USA Patriot Act
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